Covered When Your Balance Runs Low.
Life happens, and sometimes your balance runs a little short. Overdraft Protection keeps your payments from being declined by automatically transferring funds from another ATFCU account to cover the difference. It’s included with all ATFCU personal checking accounts. No bounced payments. No worries.
Whether you’re using Everyday Checking, Senior Checking, or a College/Career Account, your payments stay covered when your balance dips below zero.
Funds transfer from a linked savings account or loan advance to cover the transaction, helping you avoid costly penalties and keep your finances on track.
Features:
Included With All Accounts
Coverage comes standard with ATFCU personal checking accounts.
Automatic Transfers
Linked funds move instantly to cover your payment.
Flexible Options
Choose to link your savings or a line of credit.
Avoid Declined Payments
Keep your transactions moving even when your balance dips.
Easy to Manage
Adjust or review your overdraft settings anytime in Digital Access.
Fees:
Here’s what to expect if your account becomes overdrawn:
1-Federal regulations limit certain types of transfers from savings accounts to six per month. If you exceed this limit, your account may be subject to a fee or items may be returned unpaid.
2-
Managing your Overdraft Protection is simple:
Need help? Visit any ATFCU branch or give us a call — we’ll walk you through it.
Opening an account is fast and easy.
